Ripple has made a strategic investment in Notabene, a regulated on-chain transaction network, as part of a broader partnership to expand the use of its dollar-backed stablecoin RLUSD in institutional payments. Under the agreement, RLUSD will be integrated into Notabene Flow, the company's B2B stablecoin payments platform.
Notabene operates a network connecting more than 2,300 institutions across over 100 jurisdictions, with an annualized transaction volume exceeding $2 trillion. The platform provides tools for compliance, counterparty verification, and transaction authorization, addressing key challenges that financial institutions face when adopting stablecoins for payments.
Ripple's SVP of Stablecoin, Jack McDonald, emphasized that efficient settlement rails alone are insufficient for stablecoins to become fully mainstream. He stressed that compliance, identity verification, and transaction authorization remain critical factors for broader institutional adoption. Notabene CEO Pelle Braendgaard noted that institutions have moved beyond evaluating whether to use stablecoins and are now focused on implementing them within existing financial operations while meeting regulatory requirements.
The collaboration also involves exploring how Notabene's transaction authorization and compliance infrastructure can complement Ripple Payments, Ripple's cross-border payment solution. The partnership follows the introduction of new regulatory frameworks such as the GENIUS Act in the United States and the European Union's MiCA rules, which have supported broader growth in regulated stablecoin infrastructure. Both companies plan to continue expanding Notabene Flow's availability to financial institutions globally.
