European and UK financial institutions are significantly increasing their crypto investments as regulatory frameworks become more defined, while the U.S. SEC Commissioner Hester Peirce expressed optimism about the Clarity Act’s passage. A new survey by Fireblocks of around 600 executives across Europe shows that clearer rules are driving a shift from pilot projects to large-scale infrastructure investment.
In Europe, the EU’s Markets in Crypto-Assets (MiCA) regulation has encouraged the launch of tokenized funds, while UK institutions, where regulations are still being introduced, are actively pursuing stablecoin issuance. Most surveyed executives expect crypto regulation to expand adoption, signaling a move to active participation. The findings highlight that legal certainty is translating into tangible institutional action.
Meanwhile, SEC Commissioner Hester Peirce voiced confidence that the Clarity Act, a bipartisan bill to classify digital assets as securities or commodities, will eventually pass. She emphasized that the SEC will continue reform regardless of the legislative outcome, potentially through new guidance or safe harbors. This dual push on both sides of the Atlantic underscores a maturation of the crypto industry, likely bringing greater liquidity, stability, and mainstream integration.