Stripe has opened a public preview that lets eligible United States businesses send stablecoin payouts directly to external cryptocurrency wallets in more than 160 recipient markets. The feature is part of Stripe Global Payouts and supports two assets: Circle's USDC and Open USD OUSD. Businesses based in New York are currently excluded from access and can only register to be notified when the service becomes available in the state.
According to Stripe's documentation, senders can fund transfers from a USD or USDC balance held in their Stripe financial account. Stripe handles any required conversion before the selected stablecoin is delivered through a supported blockchain. Payments typically arrive within minutes, although confirmation can take longer depending on network conditions. The service is designed for cross-border use cases such as international contractor payments, supplier settlements, remittances, loan disbursements and investment withdrawals.
USDC payouts are supported across nine networks: Arbitrum, Avalanche C-Chain, Base, Ethereum, Optimism, Polygon, Solana, Stellar and Tempo. OUSD payouts are available on Base, Ethereum, Solana and Tempo. Businesses are instructed to verify that a recipient's wallet supports both the chosen stablecoin and the selected network before confirming a transfer. Stripe requires recipient details including name, email address and physical address.
Stripe's published pricing for stablecoin payouts is $0.50 per payment plus 0.5% of the amount sent. A $1,000 transfer would therefore incur a $5.50 payout fee before any additional conversion or platform charges, compared with Stripe's listed $25 fee for a SWIFT wire transfer. The fee comparison shifts at $4,900: below that amount the stablecoin charge is cheaper, while above it the percentage component makes stablecoin payouts more expensive than the listed wire fee.
The rollout follows Stripe's October 16 announcement, written by Neetika Bansal, the company's business lead for Money as a Service. That announcement described Global Payouts alongside Treasury and Issuing as a shared financial services offering, with hosted forms and APIs for fintech companies that want to build payouts into their own products. Stripe has also expanded stablecoin-backed card issuing to more than 65 countries, including 27 European Union member states, and plans to reach 100 countries by the end of 2026.
Stripe had already introduced support for OUSD across Treasury, Issuing, Payments and Global Payouts in September, positioning the stablecoin as part of a wider effort to integrate digital dollar infrastructure into conventional business banking tools.
