Tangem, a Switzerland-based cryptocurrency wallet maker, has officially launched Tangem Pay, a non-custodial payment solution that enables users to spend USDC stablecoins directly through a virtual Visa card. This innovation bridges self-custody wallets with traditional payment networks, allowing instant spending at any Visa-accepting merchant without surrendering private key control.
The service is integrated into the Tangem Wallet app and currently supports USDC on the Polygon blockchain, with plans to expand to other networks and tokens. Rollout began in November 2025 across the United States, Latin America, and key Asia-Pacific markets, covering 42 countries initially, and a European launch is scheduled for 2026. Tangem Pay also integrates with Apple Pay and Google Pay for seamless contactless and online transactions.
To activate the service, users must complete a one-time Know Your Customer (KYC) verification for compliance. Marcos Nunes, CEO of Tangem Pay, emphasized, "Once the user deposits into their Tangem Pay account, they can spend anywhere Visa is accepted, regardless of the local currency." The launch was executed in partnership with payment infrastructure firm Paera, and settlement is managed by Rain, a stablecoin payments company linked to Western Union's future Solana-based platform.
This move reflects a broader trend among hardware wallet providers, such as Ledger and Trezor, to enhance crypto utility by merging secure storage with everyday payments, positioning stablecoins like USDC as practical tools for global commerce.
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