Mutuum Finance (MUTM) Nears $20M Presale Milestone as Phase 6 Enters Final Hours

Dec 29, 2025, 4:16 p.m. 6 sources neutral

Mutuum Finance's (MUTM) Phase 6 presale is over 99% sold out, with the project having raised approximately $19.5 million from more than 18,600 token holders. The current phase, priced at $0.035 per token, is in its final hours before transitioning to Phase 7, which is expected to come with a 20% price increase.

The presale began in early 2025 with a Phase 1 price of $0.01. With a public trading launch price target of $0.06, early participants stand to see a projected 600% increase from the initial entry point. Analysts following the project have mapped out potential scenarios of 600% to 800% gains, citing the dwindling token supply, clear project infrastructure, and growing investor participation as key drivers.

Mutuum Finance is building a non-custodial, decentralized lending protocol on Ethereum, featuring a dual-lending framework that combines peer-to-contract (P2C) and peer-to-peer (P2P) models. A major upcoming milestone is the launch of its lending and borrowing platform on the Sepolia testnet in Q4 2025, which will allow users to lock collateral in ETH or a USD-pegged stablecoin to borrow funds.

The project emphasizes security, having undergone a CertiK token scan (scoring 90/100) and engaging Halborn Security for a smart contract audit. A $50,000 bug bounty program is also active to further test the system ahead of its V1 mainnet launch.

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