Zircuit Finance, a security-first digital asset company, has officially launched its institutional-grade on-chain yield platform. Announced on February 17, 2026, the platform is designed to generate yield on the stablecoins USDC and USDT, with a target annual percentage yield (APR) range of 8–11%, subject to market conditions.
The platform aims to democratize access to sophisticated investment strategies that have traditionally required significant minimum investments and long lock-up periods. Through a simplified, cross-chain interface, users can deposit and withdraw assets across multiple blockchains, gaining diversified exposure to institutional-grade yield strategies from a single point of access.
Zircuit Finance is backed by prominent venture capital firms including YZiLabs, Dragonfly, and Pantera. It was incubated by a team from the blockchain security firm Quantstamp. The platform's vaults allocate a portion of assets to Monarq Asset Management, which manages regulated arbitrage and delta-neutral strategies. Monarq's team includes professionals from firms like Tower Research, LedgerPrime, and UBS.
To further bolster its institutional framework, Zircuit Finance has established key partnerships. It integrates with Fidelity's tokenized money market fund, as well as DeFi protocols Aave and Morpho. A strategic partnership with Forteus, an FCA-regulated asset manager, will develop digital asset portfolios focused on Ethereum and Bitcoin. Additionally, FalconX will serve as the platform's prime broker, providing execution, custody, and risk management services.
"The future of DeFi isn't about chasing the highest yields, it's about building the most secure foundation for capital to grow," said Dr. Martin Derka, Co-Founder of Zircuit. The platform leverages LayerZero technology for its cross-chain messaging infrastructure, enabling secure omnichain access.
The team behind Zircuit brings extensive cybersecurity experience, having secured over $200 billion in assets and conducted more than 1,100 audits. The company's previous staking program had attracted $3 billion in total value locked (TVL). Zircuit Finance is now open for deposits.
