Swiss-regulated TrustLinq CH AG has integrated Ripple Payments into its live payment infrastructure, significantly expanding its global reach for direct crypto-to-fiat bank transfers. The integration enables real-time, multi-rail settlement across fiat and digital assets, adding Ripple's cross-border network to TrustLinq's existing stack of SEPA, SWIFT, ACH, Faster Payments, and over 60 local banking corridors.
TrustLinq's platform allows users to send payments directly from self-custodial stablecoin wallets to third-party bank accounts without requiring an exchange or a bank account for the sender. The recipient receives a standard local bank transfer in their own currency and does not need a crypto wallet or a TrustLinq account. The service supports USDT (ERC-20 and TRC-20), USDC, and EURC.
With Ripple Payments integrated, TrustLinq automatically selects the most efficient route for each payment based on destination, currency, speed, and cost. This multi-rail routing capability provides operational redundancy, allowing payments to be rerouted through alternative paths if a corridor experiences temporary failures. The integration reduces reliance on correspondent banking and extends direct local corridor access across more than 170 countries and 80 currencies, including 60 local banking corridors.
Key Details:
- Ripple Payments has processed over $100 billion globally and covers 60+ markets.
- TrustLinq operates under Swiss SO-FIT regulation within the FINMA framework.
- The platform maintains its non-custodial model for both personal and business users.
Lili Metodieva, Co-Founder of TrustLinq, stated: “TrustLinq exists to make crypto function as real money for real payments. When someone sends a supplier invoice, pays rent, or disburses contractor fees across borders, the payment arrives as a standard bank transfer in the recipient’s local currency. Integrating Ripple Payments strengthens the infrastructure behind that promise and extends our reach across corridors that matter to our users.”
