ForumPay, a crypto payment infrastructure company, has announced a new payment flow that allows customers to initiate purchases using any Visa or Mastercard, as well as bank transfers in selected markets. The funds are automatically used to purchase digital assets and processed through ForumPay’s existing crypto payment rails, with merchants receiving settlements in their preferred fiat currency.
The solution addresses key pain points for businesses: merchants can offer card and bank payments without registering as card acceptance businesses, thereby avoiding chargeback liability, PCI-DSS compliance costs, and fraud management responsibilities. ForumPay passes the additional card and bank transfer costs directly to the payer, meaning merchants pay only the usual crypto acceptance fees. For example, a $100 invoice results in exactly $100 arriving in the merchant’s bank account.
The new flow builds on ForumPay’s wallet-agnostic, instant crypto-to-cash conversion technology, which already supports online, in-store, and in-app payments. By integrating traditional payment rails, the company aims to bridge the gap between fiat and crypto commerce, expanding checkout flexibility without adding operational complexity for merchants.
