The Commodity Futures Trading Commission (CFTC) has released updated frequently asked questions that clarify how registered crypto market participants may handle tokenized customer funds and use blockchain technology for recordkeeping obligations. The updates were issued on September 24, 2026 by the CFTC’s Market Participants Division, Division of Market Oversight, and Division of Clearing and Risk.
The new guidance addresses two main areas: investments of customer funds in tokenized forms of permitted investments, and the use of blockchain technologies to satisfy a registrant’s recordkeeping requirements. It builds on the CFTC’s earlier FAQ release from March 20, 2026, and follows two important staff documents: CFTC Staff Letter 25-39, known as the Tokenized Collateral Guidance, and CFTC Staff Letter 26-05, which sets out a staff no-action position on digital assets accepted as margin collateral.
CFTC Chairman Michael S. Selig welcomed the update, stating: “I’m pleased to see staff update these frequently asked questions consistent with the agency’s ongoing efforts to provide regulatory clarity for the crypto industry.” The move reflects broader regulatory scrutiny of digital asset markets and may push registered entities to adjust compliance procedures and operational strategies.
