AI Wallets Favor RLUSD Over XRP as 105% Imbalance Persists

1 hour ago 2 sources neutral

Key takeaways:

  • XRP's volatility is pushing AI agents toward RLUSD, undermining its utility for micropayments.
  • The widening 105% spending gap signals structural demand shift to stablecoins on XRPL.
  • Watch XRP range; if volatility persists, RLUSD dominance may become permanent.

Autonomous AI agents on the XRP Ledger are increasingly favoring the Ripple USD (RLUSD) stablecoin over the native XRP token, with the economic imbalance between the two widening to 105% at the time of writing.

According to updated data from the XRPL AI Hub dashboard, AI scripts spent just 209 XRP while processing 554,007 transactions over the past seven days. During the same period, transaction volume in the dollar-pegged stablecoin reached 602.27 RLUSD. With XRP trading at $1.4027, this translates to $293.16 spent in XRP versus $602.27 in RLUSD—a gap of exactly 105% in favor of the stablecoin.

The shift toward fiat-denominated settlements is not temporary. The total number of machine-generated transactions on XRPL has already surpassed 2.3 million this week, with bots steadily increasing their turnover in RLUSD while continuing to ignore XRP.

The prolonged boycott is directly linked to XRP's price behavior. After a powerful rally in the second half of August, when XRP surged above $1.70, the asset has been trapped within the $1.38–$1.50 range. For autonomous software executing millions of micropayments, with an average transaction size of $0.0035 for APIs and server capacity, this price remains prohibitive. Program limits hard-coded in dollars are depleted instantly at this exchange rate, so automated systems keep all transaction flows within RLUSD to protect operating budgets from market swings.

Although turnover in fiat terms still amounts to only hundreds of dollars, the prolonged imbalance proves that AI agents appear to have developed a lasting immunity to volatility. The XRP Ledger is now transforming into a settlement hub where the native token gives way to a predictable digital dollar as soon as market volatility increases.

Disclaimer

The content on this website is provided for information purposes only and does not constitute investment advice, an offer, or professional consultation. Crypto assets are high-risk and volatile — you may lose all funds. Some materials may include summaries and links to third-party sources; we are not responsible for their content or accuracy. Any decisions you make are at your own risk. Coinalertnews recommends independently verifying information and consulting with a professional before making any financial decisions based on this content.