Ripple-related AI automation made headlines this week on two fronts: Ripple Treasury expanded its governed AI capabilities for institutional treasury management, while digital asset platform XRPPower began promoting automated trading services aimed at XRP holders.
Ripple Treasury announced that its GSmart platform now includes specialized governed artificial intelligence agents designed to optimize liquidity forecasting, financial risk mitigation, account reconciliation, and institutional reporting. The company said the system maintains a strict separation between deterministic mathematical calculations and AI-generated explanations. Any financial movement or transaction must still receive human approval before execution, a safeguard aimed at corporate treasuries that require compliance and control.
Ripple also provided adoption metrics: 60% of eligible institutional clients have adopted the Risk Insights feature to detect unusual exposures, and 44% use Forecast Insights to anticipate cash flow mismatches. The announcement argues this addresses a governance gap, noting that fewer than 13% of firms report having adequate governance to manage autonomous software. Ripple Treasury plans to showcase the expanded suite at Sibos 2026 in Miami.
Separately, XRPPower published promotional material for a short-term program that lets XRP holders access AI-driven automated trading features. The platform claims potential daily returns of up to $70,000, with results depending on the specific plan, market conditions, and platform rules. The service supports XRP, BTC, ETH, and USDT, and offers yield contract examples such as a $1,000 seven-day contract with a $13.20 daily return and a $5,000 fifteen-day contract with a $70.50 daily return.
XRPPower also advertises a $21 sign-up bonus for new users and a two-level referral program paying 3% plus 2% in permanent rewards. The platform says it uses SSL/TLS encryption, two-factor authentication, multi-signature technology, hot/cold wallet management, DDoS protection, and a web application firewall. It mentions referencing publicly available industry concepts from PwC but explicitly states that this does not imply PwC has audited, certified, or endorsed XRPPower. The promotional material should be evaluated carefully, as high-yield digital asset programs can carry significant risk.
