Developers on the XRP Ledger have introduced a proposal that would allow users to open wallets without holding any XRP. Currently, new accounts must lock a reserve of one XRP, but the proposed change would let a sponsor cover that requirement on behalf of the wallet holder.
Key details: the sponsor would assume the existing one XRP reserve obligation, reducing friction for onboarding. The proposal is still awaiting validator approval and would require mainnet activation by the network's validators before taking effect.
If adopted, the change could make the XRP Ledger more accessible by removing the upfront deposit barrier, while still preserving the reserve mechanism through sponsorship.
